IMG_7550.JPGYesterday I arrived back in the US after four days in the Dominican Republic with Hope International. It was a wonderful trip and I will be updating this space with a lot more information. Please feel free to click some of the thumbnails below to see a few of my favorite photos. There are 118 total photos so I am not planning on putting up ALL of the thumbnails. You can click the photo at the top left or this link to see the photos on Picasa and watch a slideshow of all of them!

*Note* You can use the right or left keys to browse through the photos, and the x button will close the images.

You can find the rest of the story after the bump!


IMG_0613.JPGDay 1: Leaving Greensboro

We woke up around 5AM to make our flight from Greensboro, NC to Miami on time. It was a rough time to rise, but a bowl of Lucky Charms will make any morning a little bit better. We caught a connecting flight from Miami to Santo Domingo, Dominican Republic (D.R.) and arrived somewhere around 2:30PM. I first spotted one of the employees of “Esperanza” named Maximo who was holding a Hope International sign. Maximo would also be our driver during the entire trip. I can’t tell you how incredibly skilled he was behind the wheel, in the D.R. lanes are OPTIONAL. No one follows any kind of order on the road. However, they do all look out after one another which explains why I didn’t see a single accident!

After being picked up we met with the other members of our team who would be led by Peter & Katie. Peter is the president of Hope International and was a great resource when it came to answering questions as to what was going on.

Hope International is a non-profit orgainization that believes in giving a “Hand Up and not a Hand Out”. Their way of supporting the poor is through Microfinance. This basically translates to giving the poor a small loan to help someone grow a business of their own that will allow them to start a business of their own which will help the poor to take care of their family.

One example Peter shared with the group at the end of our first night was about Goodwill’s program that sends over clothing that isn’t bought after a certain amount of time and then sent to Africa to be given to people. Peter made a point to make sure he didn’t say this is a bad thing per-say, but he asked us what we thought happened to the local textile industries? Those businesses all closed down because people were getting free clothes. What happens a lot with Non Profit Organizations is that they have a great plan and one of two things happen. The money gets routed back to them and they don’t do any real good, or the good they do actually creates a larger problem then it solves. If you give people enough handouts then they will begin to be dependent on them. The vision of Hope Intl. is to do the opposite of that. It comes down to that old quote “Give a man a fish; you have fed him for today.  Teach a man to fish; and you will not have to listen to his incessant whining about how hungry he is.” So long story short: hope exists to give the poor and helpless in other countries an opportunity to get out of poverty on their own.

DSC_0147.JPGBack to our story: After meeting up with the entire team we left to meet one woman at her Colmado. This would be comparable to a quik-mart here in the states. You could buy a cold Coke, chips, sugar or spices. The selection was small but if you look at the photos supplied by one of our other members Tim you can see that her type of store is pretty unique to the area (You can find Tim’s photos HERE). This woman had nearly nothing and she was able to take a loan through Esperanza (this is a Loan company associated with Hope that is in the D.R.) that a local bank would not have given her since she had nothing to back up the loan. It was through that first loan that she could start selling small items in her community and after about 3 loans she was able to open up the shop you will see in the thumbnails supplied below. The loans start off at about $50 (US) and the people involved are broken up into groups of 5 and they are accountable to each other. They meet once a week and slowly make payments back to Esperanza until their loan is paid off, there are a lot of details I could tell you but I really want to keep this entry…kind of short. Clearly I have already failed at that. To keep it short if one person doesn’t show up to pay then someone else in the group has to pay. All in all somewhere around 1% of the loans fail! I bought a coke and some chesse puffs (which were a lot better then ours here in the States!) and after meeting we headed to the Kellogg center where we would be staying. Don’t be confused, it has no connections with the food company. Here are some photos of the Colmado:

After seeing the shop we were driven to the Kellog Center (which has nothing to do with the cereal company) where we would settle down and eat some dinner. The food prepared for us each day was magnificent! I really should have spent more time praising our cooks!

After dinner Peter presented a Power Point explaining what Hope International is and what they are doing differently. He also talked about how he wanted us to ask questions and encouraged us to try and poke holes into what was going on. This is something I really appreciated because I have seen so many churches act a fool when dealing with money and it is so refreshing to see an organization going a lot further.

The investments from investors begin by setting up a bank in a country with a lot of poverty and then the staff is trained for microfinance. One neat thing about Hope Intl. is that investments over a certain mark will allow the giver to have online access to the bank records. That person or business can see how every penny is being spent and the names as well as records of each person who has taken a small loan. There is so much information I am sorry to anyone who is trying to read this. But I did have 4 days there…

After the Power Point we all went to sleep.

IMG_7304.JPGDay 2: A Day in the Dominican Republic

Breakfast was served promptly at 7 AM (this could be a lie…my memory isn’t too sharp these days, but I know I was up each day before 6:30 AM…) As stated before our meals were amazing. There was some kind of oatmeal prepared for us on the third day that was just amazing (I know I’m off topic but thinking about breakfast got me excited about the oatmeal!). After breakfast we journeyed out to see two of the Esperanza meettings led by the Loan Officers. I want to point out how many women were involved with these programs. All the loan officers were women and we saw more then 30 people at both meetings. There was only one man at any of the meetings. It was wild. These are women who have families and are taking the responsibility to care for them.

IMG_7290.JPGThe first meeting was in an unfinished building made of cinder blocks. Karmen was leading the meeting and I have to say I loved how spunky she was. She had leopard print heels on and a matching purse. A scooter provided her transportation and she made the helmet look good! At the beginning of the meeting they allowed us to ask questions which were translated by a member of Esperanza. Gary (the other gentleman with a beard) asked the group if they would want anything done differently. They all unanimously said they didn’t want anything to be done differently. One woman began telling us how Esperanza will give loans when the banks wouldn’t give them anything because they didn’t have any collateral. We asked many more questions about interest they pay on the loans (3%) and other such things that I cannot remember at the moment. After they took our questions we watched all the people begin their meeting. As you will see in the photo we were standing against the back wall. One important question was that Gary asked how many of the people at the meeting were the primary breadwinner in their family. At first only about three women raised their hands but one woman who was probably the oldest of them stood up proudly with her hand in the air. After she stood up there was a roar from the local group and they all raised their hands. Bear in mind that the group was made up of about 25 women. They are the ones who have taken the responsibility to make a job for them so they can bring food home to their families. It was a very powerful moment.

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